Disclaimers

By accessing this website (“justgetahouse.com”), you acknowledge and agree (i) to each of the statements, disclosures and disclaimers contained herein, including that these materials herein (A) are for informational purposes only, (B) are not an offer or solicitation to buy or sell any securities (including interests in any fund or third party hedge fund or private equity fund), and (C) should not be relied upon to make any investment decisions, (ii) that in addition to any pre-existing non-disclosure agreement you may have with Just Get A House or New Ventures Group LLC, you shall keep these materials confidential as described more fully in “Confidentiality of Information Made Available on justgetahouse.com” below, and (iii) that you are an “Accredited Investor” within the meaning of Regulation D of the Securities Act and, to the extent you are a U.S. Person (as defined under Regulation S of the Securities Act), you are a “Qualified Purchaser” as defined in Section 2(a)(51) of the Investment Company Act of 1940, as amended.  Justgetahouse.com is not intended for any other use other than the purposes described herein. 
This Terms of Service Agreement may be modified in the future from time to time without notice to you, so you should review and re-acknowledge each of the statements, disclosures and disclaimers contained herein each time you are asked.  Please also review “Terms and Conditions of Use” at https://www.justgetahouse.com/Terms_of_Use.html and “Just Get A House Privacy Policy” at http://www.goldmansachs.com/Privacy_and_Security.html for discussion of additional items regarding your access to justgetahouse.com.  Defined terms used in this Terms and Conditions of Use can be found under “Defined Terms” below. 
No Participation by Third Party Managers in Preparation:  Neither the third party managers mentioned on justgetahouse.com nor their affiliates have reviewed or approved these materials or participated in the preparation of these webpages.  As a result, you acknowledge and agree that such managers and their affiliates are not responsible for, and are not making any representations, guarantees or warranties regarding, the accuracy, completeness or fairness of these webpages or the information about them contained therein.  In addition, each manager and its affiliates disclaims any liability in connection with these webpages or any investment you make in the programs, projects, crypto, and blockchain (or in any program, fund, crypto, defi, blockchain debt, or other vehicle that invests in such programs, projects, crypto, and blockchain) based on the information contained on these webpages.  For the avoidance of doubt, New Ventures Group LLC and Just Get A House are not offering, and are not authorized to offer, interests.
Content Not To Be Construed as a Recommendation or Determination of Suitability:  The material on JustGetAHouse.com has been prepared for informational purposes only without regard to any particular user's investment objectives or financial situation.  The fact that NVG has made JustGetAHouse.com available to you constitutes neither a recommendation to enter into a particular transaction nor a representation that any product described on JustGetAHouse.com is suitable or appropriate for you.  In particular, the fact that a third party manager, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product is featured on JustGetAHouse.com should not be viewed as a recommendation or endorsement of such third party manager, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product, and it is possible that NVG could actually have a negative view of such third party manager, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product and would not recommend an investment.  At any time, NVG may have an investment in such third party fund, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product that may change without notice to you or your advisors.  In addition, any NVG insights into a third party fund, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product discussed on JustGetAHouse.com are only examples of some issues that NVG has considered in evaluating such third party fund, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product and do not reflect all of the information, issues or factors, whether positive or negative, that have been or will be considered by NVG in making decisions with respect to such third party fund.  As a result, these examples should not be relied upon in making an investment decision.  In addition, certain of the sample issues may only reflect the opinions, views and/or beliefs of NVG about the third party fund, defi, crypto, blockchain, exchange, fund, debt, stake, other widget, product and/or its manager rather than confirmed facts about such fund, defi, crypto, blockchain, exchange, fund, debt, stake, other widget, product and/or manager.
Content Not To Be Construed as a Solicitation or Offering:  None of the material on JustGetAHouse.com is to be construed as a solicitation, recommendation or offer to buy or sell any security, financial product, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product or instrument.  Any descriptions of terms set forth herein are only a summary of certain terms, are not intended to be complete, and are qualified in their entirety by the offering documents, subscription documents and other constituent documents of the applicable fund, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product which would need to be reviewed in order to receive a comprehensive set of terms and provisions.  With respect to any specific third party manager defi, crypto, blockchain, exchange, fund, debt, stake, other widget, product or fund, NVG (i) is not such manager, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product or fund’s marketer, adviser or agent, (ii) is not authorized to bind, or act on behalf of, them in any way or to make representations for or about them, and (iii) is not compensated by them for any such marketing activity.
Not All Risks Are Disclosed; Private Advisors Should Be Consulted:  Many of the products described on JustGetAHouse.com involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or a complete discussion of the risks that are mentioned. You should neither construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make JustGetAHouse.com the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts.  You are encouraged to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.
Confidentiality of Information Made Available on JustGetAHouse.com:  You are not permitted to share, publish, transmit, or otherwise reproduce any information provided herein, in whole or in part, in any format to any third party (including any of your non-NVG advisors or the third party managers discussed on JustGetAHouse.com) without the express written consent of NVG.  In addition, you are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information.  These Terms and Conditions of Use are not intended to, and will not, transfer or grant any rights in or to the information other than those which are specifically described herein, and all rights not expressly granted herein are reserved by NVG or the third party providers from whom NVG has obtained the information. You are required to read and abide by any additional terms and conditions that may be posted on this service from time to time, including those that concern information obtained from specific third party providers. Such third party providers shall have no liability to you for monetary damages on account of the information provided to you via JustGetAHouse.com.
No Obligation to Update:  These webpages have not been updated since, and all information is as of, the date indicated thereon.  Any opinions or views stated on JustGetAHouse.com are subject to change without notice for any reason, and JustGetAHouse.com reserves the right in its sole discretion, at any time and from time to time, to add, modify, or remove any of the information without any notice to you or your advisors.  In that regard, NVG disclaims, and does not undertake, any obligation to update these webpages or otherwise notify you in the event that any views, opinions or facts stated on these webpages change or subsequently become inaccurate except to the extent required under any separate agreement between you and NVG.  In addition, neither NVG nor any of its third party providers (including the third party managers discussed on JustGetAHouse.com) shall have any responsibility to maintain the information or services made available on JustGetAHouse.com or to supply any corrections, updates, or releases in connection therewith.  Availability of information and services are subject to change without notice. 
No Warranties Made as to Content:  NVG makes no warranty, express or  implied, concerning JustGetAHouse.com.  NVG expressly disclaims any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of JustGetAHouse.com with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability.  Although these webpages are based upon information and/or obtained from sources that NVG considers reliable, NVG has not verified this information and does not guarantee its accuracy, completeness, fairness or timeliness, and it should not be relied upon as such.  Moreover, NVG has relied upon and assumed without independent verification the accuracy and completeness of all information available from public sources. 
Indemnity:  Without prejudice to any limitations of liability described in “Terms and Conditions of Use”, you will indemnify NVG and hold it harmless with respect to any liabilities (including all costs of investigation and defense) and other damages that directly or indirectly may derive from the failure to comply with the Terms and Conditions of Use hereunder, including, but not limited to, any liability or damage that directly or indirectly may derive from any use of JustGetAHouse.com to make investment decisions or any breach by you or by any of your agents or delegates of these Terms and Conditions and Use.
Special Message for NVG Employees.  To the extent these webpages are accessed by New Ventures Group LLC employees, these webpages are intended only to facilitate such employees’ discussions with New Ventures Group LLC as to the opportunities available to clients and or business partners.  As a result, these webpages should not be considered comprehensive, should not be shared with any client or counterparty who does not independently have access to JustGetAHouse.com, and should not be relied upon in making an investment decision.  In addition, these webpages are not intended to be used as a general guide to investing.  They make no implied or express recommendations concerning the manner in which any client's account should or would be handled, as finding the appropriate investment strategies for a client will depend upon the client and their objectives.
Not Reflective of other New Ventures Group Businesses’ Views:  JustGetAHouse.com has been prepared by JustGetAHouse.com and is not a product of any other department or division of New Ventures Group LLC.  Other departments or divisions of New Ventures Group LLC and its affiliates may develop views and opinions that are not stated on these webpages or that are contrary to the views and opinions stated on these webpages at any time and from time to time as the result of factors that come to its attention in respect of the third party fund or for any other reason or for no reason.  NVG shall not, and shall have no duty to, notify you of any such views and opinions except to the extent required under any separate agreement between you and NVG. 
Defined Terms:  For purposes of this agreement, (i) "NVG" shall mean New Ventures Group LLC. and its affiliates, and their officers, directors, managing directors, partners, and employees, (ii) "JustGetAHouse.com" shall mean the website maintained by New Ventures Group LLC (and its affiliates, as applicable) located at www.JustGetAHouse.com, and select other domains, (iii) the “Securities Act” shall mean U.S. Securities Act of 1933, as amended, and (iv) “Sites” shall mean certain Internet sites.
THE MATERIAL HEREIN DOES NOT CONSTITUTE AN OFFER OR SOLICITATION IN ANY JURISDICTION WHERE OR TO ANY PERSON TO WHOM IT WOULD BE UNAUTHORIZED OR UNLAWFUL TO DO SO.
Prospective investors should inform themselves as to any applicable legal requirements and taxation and exchange control regulations in the countries of their citizenship, residence or domicile which might be relevant.
The material herein is provided for informational purposes only and should not be construed as investment advice or an offer or solicitation to buy or sell securities. The material is not intended to be used as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client’s account should or would be handled, as appropriate investment strategies depend upon the client’s investment objectives.
For ERISA Investors: THE MATERIALS HEREIN ARE PROVIDED SOLELY ON THE BASIS THAT THEY WILL NOT CONSTITUTE INVESTMENT ADVICE AND WILL NOT FORM A PRIMARY BASIS FOR ANY PERSON'S OR PLAN'S INVESTMENT DECISIONS, AND New Ventures Group LLC IS NOT A FIDUCIARY WITH RESPECT TO ANY PERSON OR PLAN BY REASON OF PROVIDING THE MATERIAL OR CONTENT HEREIN.  PLAN FIDUCIARIES SHOULD CONSIDER THEIR OWN CIRCUMSTANCES IN ASSESSING ANY POTENTIAL INVESTMENT COURSE OF ACTION.
Disclosure Related to Certain FOIA Laws: Some of the information contained herein is non-public and proprietary in nature and may constitute trade secrets under certain state Freedom of Information Act laws (“FOIA Laws”), the disclosure of which could have adverse effects on the defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product described herein and or their investments. The information includes a detailed account of an investment strategy based on proprietary methods and techniques of financial analysis, research and valuation, which is used in New Ventures Groups’ businesses. New Ventures Group LLC has taken reasonable efforts to preserve the confidential nature of the information and derives independent economic value from the fact that such methods and techniques are not widely known. The confidential information was prepared by New Ventures Group solely in connection with a proposed investment or business agreement in the defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product described herein by the applicable recipient (the “Recipient”) and may not be disclosed, reproduced or used for any other purposes. The confidential information may be excepted from public disclosure pursuant to certain FOIA Laws. To the extent any requests are made for the information under a FOIA Law prior to the Recipient subscribing to the fund described herein, the Recipient agrees that it shall consider all such information to be proprietary, confidential and to constitute trade secrets under the applicable FOIA Law. Any information provided by or on behalf of the funds described herein must be returned or destroyed upon request of New Ventures Group. Please advise New Ventures Group if the Recipient is subject to any additional entity-specific (including, but not limited to, pursuant to internal policies) Freedom of Information Act or similar open records disclosure requirements before any disclosure pursuant to such requirements is made.
Important Asset Class Risks
The following list of risk factors set forth below is not intended to be complete.  Please carefully review the offering documents and any supplements thereto (copies of which will be available upon request) for a complete description of all information prior to investment or business activity.  Please consult your own legal, tax and financial advisers about the risks of investment in private investment funds or conducting business. 
Supplemental Risk Disclosure for All Potential Direct and Indirect Investors in Hedge Funds and other private investment funds (collectively, “Alternative Investments")
In connection with your consideration of an investment in any Alternative Investment, you should be aware of the following risks:
Alternative Investments are subject to less regulation than other types of pooled investment vehicles such as mutual funds.  Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains, and such fees may offset all or a significant portion of such Alternative Investment’s trading profits.  An individual’s net returns may differ significantly from actual returns.  Alternative Investments are not required to provide periodic pricing or valuation information.  Investors may have limited rights with respect to their investments, including limited voting rights and participation in the management of the Alternative Investment.
Alternative Investments often engage in leverage and other investment practices that are extremely speculative and involve a high degree of risk. Such practices may increase the volatility of performance and the risk of investment loss, including the loss of the entire amount that is invested.
Alternative Investments may purchase instruments that are traded on exchanges located outside the United States that are “principal markets” and are subject to the risk that the counterparty will not perform with respect to contracts.
Past performance does not guarantee future results, which may vary. The value of investments and the income derived from investments will fluctuate and can go down as well as up. A loss of principal may occur.
Alternative Investments are offered in reliance upon an exemption from registration under the Securities Act of 1933, as amended, for offers and sales of securities that do not involve a public offering. No public or other market is available or will develop. Similarly, interests in an Alternative Investment are highly illiquid and generally are not transferable without the consent of the sponsor, and applicable securities and tax laws will limit transfers.
Alternative Investments may themselves invest in instruments that may be highly illiquid and extremely difficult to value. This also may limit your ability to redeem or transfer your investment or delay receipt of redemption or transfer proceeds.
Alternative Investments are not required to provide their investors with periodic pricing or valuation information.
Alternative Investments may involve complex tax and legal structures and accordingly are only suitable for sophisticated investors. You are urged to consult with your own tax, accounting and legal advisers regarding any investment in any Alternative Investment.
Prospective investors should inform themselves as to any applicable legal requirements and taxation and exchange control regulations in the countries of their citizenship, residence or domicile which might be relevant. 
Conflicts of Interest
There may be conflicts of interest relating to the Alternative Investment, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product and their service providers, including New Ventures Group LLC and its affiliates. These activities and interests include potential multiple advisory, transactional and other interests in securities and instruments that may be purchased or sold by the Alternative Investment, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product.  These are considerations of which investors and business counterparties should be aware and additional information relating to these conflicts is set forth upon inquiry when permissible for the Alternative Investment, defi, crypto, blockchain, exchange, fund, debt, stake, other widget or product.
Private Equity investments including, but not limited to, investments in managers, secondary transactions, and co-investments are speculative, highly illiquid, involve a high degree of risk and have high fees and expenses that could reduce returns; they are, therefore, intended for long-term investors who can accept such risks. Furthermore, restrictions on transferring interests in private equity funds may exist so prospective investors should be prepared to retain their investments in the fund until the fund liquidates. Private equity funds may borrow money or use leverage for a variety of purposes, which involves a high degree of risk including the risk that losses may be substantial. Lastly, the possibility of partial or total loss of a private equity fund's capital exists, and prospective investors should not subscribe unless they can readily bear the consequences of such loss. 
Real estate investments including, but not limited to, energy and infrastructure involve a high degree of risk. Such risks include, but are not limited to, the financial conditions of tenants, changes in building, environmental, zoning and other laws, changes in real property tax rates, changes in interest rates and the availability or terms of debt financing, unavailability of or increased cost of certain types of insurance coverage, and other factors not within the control of the General Partner, such as an outbreak or escalation of major hostilities or other substantial national or international calamities or emergencies. There can be no assurance that the appraised value of a real estate investment will be accurate or further, that the appraised value would in fact be realized on the eventual disposition of such investment.
Investments in fixed income securities are subject to the risks associated with debt securities generally, including credit, interest rate, call and extension risk.
High-yield, lower-rated securities involve greater price volatility and present greater credit risks than higher-rated fixed income securities.
Mortgage-related and other asset-backed securities are subject to certain additional risks. Generally, rising interest rates tend to extend the duration of fixed rate mortgage-backed securities, making them more sensitive to changes in interest rates. As a result, in a period of rising interest rates, an investment in mortgage-backed securities may be subject to additional volatility. This is known as extension risk. In addition, adjustable and fixed rate mortgage-backed securities are subject to prepayment risk. When interest rates decline, borrowers may pay off their mortgages sooner than expected.
Economic, Social, and Governance (“ESG”) strategies may take risks or eliminate exposures found in other strategies or broad market benchmarks that may cause performance to diverge from the performance of these other strategies or market benchmarks. ESG strategies will be subject to the risks associated with their underlying investments’ asset classes. Further, the demand within certain markets or sectors that an ESG strategy targets may not develop as forecasted or may develop more slowly than anticipated.
Foreign and emerging markets investments may be more volatile and less liquid than investments in U.S. securities and are subject to the risks of currency fluctuations and adverse economic or political developments.
The currency market affords investors a substantial degree of leverage.  This leverage presents the potential for substantial profits but also entails a high degree of risk including the risk that losses may be similarly substantial.  Such transactions are considered suitable only for investors who are experienced in transactions of that kind.  Currency fluctuations will also affect the value of an investment.
Commodity investments may be less liquid and more volatile than other investments. The risk of loss in trading commodities can be substantial due, but not limited to, volatile political, market and economic conditions. An investor’s returns may change radically at any time since commodities are subject, by nature, to abrupt changes in price. Commodity prices are volatile because they respond to many unpredictable factors including weather, labor strikes, inflation, foreign exchange rates, etc. In an individual account, because your position is leveraged, a small move against your position may result in a large loss. Losses may be larger than your initial deposit. Investors should carefully consider the inherent risk of such an investment in light of their experience, objectives, financial resources and other circumstances. No representation is made regarding the suitability of commodity investments.
Investments in master limited partnerships (“MLPs”) are subject to certain risks, including risks related to limited control and limited rights to vote, potential conflicts of interest, cash flow risks, dilution risks, limited liquidity and risks related to the general partner’s right to force sales at undesirable times or prices.
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